Terms & Conditions
Last Updated: May, 2026
Welcome to Charm City Consulting. By accessing our website, submitting information through our forms, or using our services, you agree to the following Terms & Conditions.
1. Acceptance of Terms
By using this website or engaging with Charm City Consulting, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with these terms, please do not use our website or services.
2. Services
Charm City Consulting provides financial education, consulting, coaching, and related business services. Information provided through our website, communications, and consultations is intended for informational and educational purposes and should not be considered legal, tax, or investment advice.
3. User Responsibilities
You agree to:
Provide accurate and complete information when contacting us.
Use our website and services only for lawful purposes.
Not to interfere with the operation or security of our website.
Not attempt to gain unauthorized access to our systems or data.
4. Intellectual Property
All content on this website, including text, graphics, logos, images, documents, and other materials, is the property of Charm City Consulting and is protected by applicable copyright, trademark, and intellectual property laws.
You may not copy, reproduce, distribute, modify, or create derivative works from our content without prior written permission.
5. Limitation of Liability
Charm City Consulting makes reasonable efforts to ensure the accuracy of information provided on this website. However, we do not guarantee that all information is complete, accurate, or current.
To the fullest extent permitted by law, Charm City Consulting shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of this website or our services.
6. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, policies, or practices of any third-party websites and encourage you to review their terms and privacy policies.
7. Privacy
Your use of our website is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.
8. SMS Terms & Conditions
By providing your mobile phone number and opting in to receive text messages from Charm City Consulting, you consent to receive SMS communications related to:
Appointment reminders
Consultation scheduling and confirmations
Customer support communications
Service updates and notifications
Follow-up communications regarding your inquiries
SMS Consent
SMS consent is not shared with third parties or affiliates for marketing purposes.
Message Frequency
Message frequency may vary depending on your interaction with our services.
Message and Data Rates
Message and data rates may apply based on your wireless carrier plan.
Opt-Out Instructions
You may opt out of receiving SMS messages at any time by replying:
STOP
After opting out, you will receive a confirmation message and no further SMS messages will be sent unless you opt in again.
Help Instructions
For assistance, reply:
HELP
You may also contact us directly using the contact information below.
9. Changes to These Terms
Charm City Consulting reserves the right to modify these Terms & Conditions at any time. Any updates will be posted on this page with a revised effective date. Continued use of our website or services constitutes acceptance of any revised terms.
10. Contact Information
If you have questions regarding these Terms & Conditions, please contact:
Charm City Consulting
Phone:410-504-7898
Email: customerservice@charmcityconsulting.com
Website:www.charmcityconsulting.com